Invest in student success
We invest in students from top universities and earn a share of their future income via ISAs (Income-sharing Agreements).
14 %
Historical returns
2 %
Maximum allocation
Why invest in student loans?
What are income-sharing agreements (ISAs)?
Student debt is a plague
Great schools provide great returns
Hedonova's focus - Top 50 universities & upskilling schools
No debt burden
Students do not have the sword of monthly loan repayment hanging over their heads.
Professional growth
Students can take breaks or study more without the pressure of loan repayments. ISA payments stop when the student is not earning.
60% cheaper than loans
Income-sharing agreements turn out to be 60% cheaper than student loan interest.
Promising students prefer ISAs
ISAs do not put financial pressure
ISAs start after a certain income level
Where our students study
Computer Science
$106,500
Software Enggineering
$152,000
Business & Econ
$152,000
Medicine
$126,000
Computer Science
$108,000
Investment Banking
$98,000
Portfolio metrics
1700+
Student base
Investment capital is divided between over 1700 students across North America and Europe.
$102,400
Median income
Investment capital is divided between over 1700 students across North America and Europe.
2.84%
Defaults
Income-sharing arrangements are more accommodating for students' financial needs and defaults stand at just 2.84% compared to 7.8% for student loans.
4.1
Years for repayment
Most students are able to repay the invested amount and the profits in about 4 years after commencing work.